The Indian Embassy in the UAE has brought out a ‘Guidelines for Indians’, a booklet about the crucial dos and don’ts to help Indian expats to conduct oneself in the nation as part of various steps taken to improve welfare measures for the Indian community.
The first copy of 34-page booklet was released at a recent conference at the Indian Social and Cultural Centre containing information about the UAE, basic details of employment rules, dealing with debt and personal loan, accommodation, driving, and major risk factors like guidelines for bringing medicines into the country among many more.
“The Embassy of India in UAE and its Consulate General in Dubai strive to constantly improve the quality, the range and efficiency with which services and welfare measures are delivered to the large Indian community in the UAE,” Ambassador Seetharam said in a message.
Below are some excerpts from ‘Guidelines for Indians’:
“The UAE Labour rules makes it obligatory for the employer to meet all the medical expenses incurred by employee on injuries sustained during the performance of work; Employee is entitled for full salary during the first six months or till the completion of the treatment whichever is earlier. In case the treatment continues beyond six months, then the entitlement is half pay for the next six months.”
“An inventory should be taken for furnished apartments and to be reconciled with the property owner.”
“While driving mobile phone communication is not allowed. Driving under the influence of alcohol is strictly prohibited and it may lead to imprisonment and deportation. Do not throw your thrash (cigarette butts) out of your car window and refrain from any hand gesture or any aggressive behavior deemed to be offensive to other commuters while driving.”
“Firstly, the (matrimonial issue) case is to be registered at the family guidance section in courts. If reconciliation is still not possible the matter will be transferred to the court. Non-Muslims are permitted to ask for the law of their home countries to be applied to their cases. The provisions of the Personal Status Law in the UAE are applicable to marriage, divorce, guardianship, maintenance, etc. The law does not allow a Muslim man to marry a woman who is not a Muslim, Christian or Jew and vice-versa.”
“Bounced cheques invite criminal liability irrespective of the reasons for the issuance of the cheque. Before availing facilities or credit cards and loans, the payment system and the interest on default and its impact must be carefully studied. The defaulter may face a travel ban and immigration blacklist.”
“It is normal to sign a blank cheque while availing credit card or bank loan in the UAE. The bank will strictly act upon its policy in case of default and will adopt all ways to recover the amount due to them.”
“Do ensure that if you have a credit card, you pay the credit card dues on time and in full since banks charge a very high interest of 36 per cent per year on credit card dues, at the rate of 3 per cent per month.
“Do remember the interest on credit card is applicable for the whole month, even if overdues are for just one day. Do not ever withdraw cash from credit cards, since that is very expensive. You pay an upfront fee of 3 per cent and subsequently all your other outstanding balance starts getting charged a high interest.”
“Do not use credit cards to pay for your investments and settling loan installments as the interest on credit cards is highest.”